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Stop
getting home loans the hard way!
"At Last! You Can
Silence
Every Fear you’ve
ever had about mortgage loan financing and
buy or refinance
the home you deserve with confidence … without stress and
worry"
The Well-Kept Secrets of Mortgage Lenders used by
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Real Estate investors use Home Loans as tools
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Now
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Free Report:
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Need to Learn the Answers to FIRST, Before Getting a Mortgage Loan”
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June 1, 2008
Dear Friend:
Let's
face it; getting a mortgage loan is tough!
There's no doubt, it's probably the most difficult lesson
for any homebuyer or homeowner to learn. Frankly, mortgages are the only
subject you can't fake.
Of course, some people will tell you that you can do fine
without an understanding of mortgages. WRONG! Just take a look at their high
interest rates, bad terms, and high monthly payments. When you mention
the word ‘mortgage’ to them, their blank stare says it all.
However, the big problem is most material on the subject is
filled with more complex information and terminology and not enough actual
common terms, breakdowns, and other forms of help that make understanding
mortgage loans easy for anyone. You practically have to be a brain surgeon to figure it
out. Sound at all familiar?
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I'm Monica McKinney, and my
professional life has been dedicated to helping people connect with the
property and money they need. I’ve spent many years working
alongside some of the industry's best in retail
and wholesale banking throughout the United States.
Over the
years I have learned industry trade secrets and have developed
some of my own.
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I currently hold four (4) college degrees in
related fields. I have studied very hard and continue my education to make
sure my clients have the peace of mind that they are dealing with a
knowledgeable professional. |
I’m a licensed and certified Real Estate Broker and a
Mortgage Loan Broker… but more importantly with regard to lending, I am a
Mortgage
Loan Strategist. I connect people all over the United
States with the right type of money;
the financing that best serves each individual’s life goals. I create a personalized strategic
plan to meet each client’s financing needs, because I know that one size does
not fit all.
Tip:
Did you know that some
mortgage loan programs are geared toward people that
don’t
have a huge reserve of tangible assets? It’s true. Contrary to popular belief, the interest rates don’t have to be through the
roof on these loans.
Let
me be clear, this is not training to become a mortgage
professional. You will still need to utilize the services of a skilled
mortgage loan broker; but now the difference is you will know one when you
see one! You will be able to take control of your transaction by
playing an active roll long before your are told ‘ sign here…’.
Don’t just blindly sign your name
to documents that you don’t understand!
I know you’ve
done it.
The
question is how many times have you done it? How many times have you
had an overwhelming stack of documents placed in front of you and been told
to just ‘sign here, and here, and here…’?
You have
no idea where the numbers on the pages came from, how they will affect you
once you have signed, or how these numbers will affect your life in the
future. You really don’t even know if the mortgage lender knows what
they’re doing.
Tip:
You may think you can’t qualify for a loan but in
actuality you do.
Thousands of people now get mortgage loans even
though they have past credit challenges. Your past doesn't always
reflect your future.
If you are a first time home buyer you will not have
experienced these unsettling questions popping into your head, YET; but
check with a neighbor, family member, or anyone who has purchased real
estate and you will find that the following questions haunt them long after
closing:
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$
Does this mortgage
broker have my best interest at heart?
$
What type of loan did he say this is; and
why did he recommend it?
$ How experienced is this broker in dealing
with people that have the same type of credit challenges that I have?
$
What is a hybrid loan…I understood it when
the mortgage guy explained it to me…I thought?
$
Why is this mortgage lady telling me that
I can only qualify for a higher interest rate when I know I have excellent
credit?
$
What’s taking so long to get this home
loan? This is the slowest mortgage company on earth! I’m afraid
the seller won’t wait. I don’t want to loose the house.
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But now there's good news!...
Recently a guidebook was written to help the average
person understand mortgage loans. This guidebook is the secret resource
for many top private real estate investors. These investors use it when
making their lucrative real estate deals as well as for purchasing their own
personal residences.
Now you can discover what the insiders already know…
The
Right Way
to Get a Mortgage
No doc 2nd mortgage, Reverse Mortgage, Fixed Rate Mortgage,
Home Equity Loans ... The list goes on and on! This newly released
mortgage guidebook called “Now I Get!” is
the quickest and easiest path to understanding mortgage loans.
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Now I Get It! can provided the answers you
want and build the confidence you need!
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Inside this magnificent work you'll get the breakdown of
the 10 most popular mortgage loan types and included is information telling
you WHEN TO USE THEM and WHY. You will also find inside this guidebook
a look at the mortgage loan process FROM THE INSIDE the way the lender
views the loan.
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Now I Get It! can change the way you think
about your own personal financial situation.
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You’ll get to know the PLAYERS, the roll they each play and
how it affects your money. You will find easy to understand graphs,
charts, and real life ‘this could be me’ examples.
Are YOU ready to become a homeowner?
Is thinking about
getting a mortgage loan killing the excitement of buying your new
home? Do
you want to refinance to get some much needed cash out of your home but
don’t know how or where to begin?
Have you ever wondered what happens to your mortgage
loan after it has been submitted and you are just left waiting?
Now
I Get It!
gives you the breakdown of what happens
during the time it takes for your loan file to get from Submission to
Funding.
Buying
your new home or refinancing doesn’t have to be stressful or a mystery if
you have insider information.
With Now I Get It! you won’t have the bad
experience of having questions like those causing you sleepless nights.
YOU will Get It!
Why else should you be interested in
“Now I Get It!”?
This guidebook is your best source for independent help
finding the best mortgage and negotiating the best deal.
ü
Now I Get It!
breaks down the Mortgage Loan Process
You (the
borrower) will know everything that will happen before it happens. Now
I Get It! puts you in the driver’s seat. YOU are now in control of
your mortgage.
ü Now I Get It! explains the different types of mortgage
loans in layman’s terms and offers suggestions as to which loan should be
used under which circumstances. The best fixed rate may not be the best
type of mortgage loan for you. Find out why!
You end up with
the right mortgage loan for your needs; resulting in savings of time, stress,
money….
ü Now I Get It! explains what mortgage brokers and mortgage lenders are supposed to do on your
behalf.
You will now know
if you are working with a mortgage broker who is putting your best interests
first because you will know the signs to look for and the right questions to
ask.
ü
Now I Get
It!
explains
Credit, Debt, and Equity; and the effect each has on Home Mortgage Loans.
You will be able
to get your financial situation in order prior to getting a mortgage loan so
that you greatly decrease the risk of being turned down.
ü
Now I Get It!
tells you who the players are and what their
roll is in your mortgage loan process.
You will be
confident throughout the entire financing process and know who to go to for
specific information.
ü
Now I Get
It!
is
a reference book.
You will use and reuse the contents of
this book over many years to come; when you buy your first home, upsize to
another home, refinance for cash and/or a better rate, upscale, downsize,
and relocate.
This guidebook is divided up into
seven (7)
comprehensive Sections:
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Section I:
Walks you through how mortgage loans work
-
The breakdown of each type of
mortgage loan
-
The benefits of each type of
mortgage loan
-
The risks of each type of
mortgage loan
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When to use each type of mortgage
loan
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Section II:
You are given a look at the mortgage loan process as ONLY the
MORTGAGE LENDER sees it
-
You
will be shown step by step how the process works from the
inside
-
Find
out just what goes on behind the scenes when you’re not
looking
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Increase your chances of getting the loan even if you have
credit challenges
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Find
out about lender selection, documentation and much more…
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Section III:
Information is given on interest rates, points, closing
costs, and terms
-
Learn
about pre-qualification, pre-approval, and approval
processes
-
You
will discover the top 4 critical mortgage loan features
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You
will find out what the Government DOES want you to know
-
Find
out what the most common closing cost fees are that include
a ‘trick of the
trade’
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Section IV:
You are educated about
debt, credit, equity and risk
-
You
will discover what is good debt and what is bad debt…not all
debt is bad
-
Find
out how the Lender’s risk affects your chances of
getting a loan
-
Discover how credit and leverage work
-
What
you should be aware of with 1st, 2nd &
3rd
mortgages
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Section V:
Discusses wholesale money and retail money
-
You
will discover who the players in the financing business are
-
Find
out what Costco or Sam’s Club have to do with your mortgage
loan
-
Discover what a mortgage loan broker does and why you need
to get the right one
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Section VI:
Explores Modern Day Refinancing
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Why
the best investors use mortgage loans as
financial planning tools
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The
benefits of refinancing your home or real estate investment
-
Discover the type of loan to refinance into… going from
fixed to fixed could cost you
-
The
old “2 point difference’ has all but disappeared for a
reason … learn why
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Section VII:
What action to take to get started
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As if all of this is not enough…there is more! There
are 7 Insider BONUSES that you can put to use right away.
The BONUSES included are
printable and functional so that
you can make good use of them! Absolutely everything any homeowner
(if refinancing) or homebuyer (if purchasing) would need.
You will also get an unheard of killer
SUPER
BONUS that is the best ever!
“Now I Get It!” is the BEST MORTGAGE Self-HELP anyone
could ask for.
~ See What Satisfied Readers Have to Say!
~
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“I just wanted to get lower monthly payments. I didn’t
know what the papers were all about ... I trusted these people. I was very
frightened because I didn’t know what I was getting into!
The information given in
Now I Get It! turned all of that
around for me. I was able to get the right type of loan for my set of
circumstances and I now understand all of those complicated loan papers and
it didn't take me long at all.”
Provanne Celais
Mt. Vernon, NY
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“After getting Now I Get It!, we bought acreage
for Land Banking and a month later we purchased a home!!! We wouldn't
have been able to make these great deals without the insider
information given in what we now call our Financing Bible. ”
Ricardo John
Los Angeles, California
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“I would never had gained access to this hush-hush
banking information without getting this book.
I bought the home that I had been living in as a renter for five
(5) years!!!
I couldn't have made a better deal or had a better understanding if
I had hired a high-priced consultant.”
Carlos Garcia
San Diego, CA
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“We used this guidebook to refinance our three rental
homes. Now we have positive cash-flow just because we understand how
this thing called "mortgage" works. My wife and I will continue to
refer to the information and tools in this book for many, many years to
come. ”
Donald West
Miami, FL
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“... I even used the knowledge to put a loan on a brand
new motorcycle. Now I really do GET IT!!!
I will continue to refer people I know to get the guidebook because
it is a gold mine."
K. Copeland
Stone Mountain, GA
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“If we never read the information in the book it
would have still been a no-brainer because of the Super Bonus and all the
other Bonuses. We couldn't have gone wrong."
John Jacobs
Orange County, CA
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“With all of these bad mortgage deals happening I was
afraid to buy anything. A friend told me to go to
www.bestmortgagehelper.com
and get the book. I did!
I bought 2 houses, one I live in and the other I rent out using the
lender information given in this book. I not only got a great mortgage
on my residence, I got a
profit-generating mortgage on my rental home!!! I plan on
using NOW I GET IT! to purchase a duplex next. I couldn't be happier."
Cynthia Nesbit
North Carolina
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“The home has been purchased and it wouldn't have
happened without the back-door information in the book Now I Get It!
There is nothing like owning the home you live in!”
Pascual Tovar and M.
Leyva
West Covina, CA
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For
less than the cost of dinning
out you can Handle Your Home Loan
Like a Pro!
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Now that
you have access to insider information, there is no reason to blindly
trust your most expensive asset to someone who has no vested interest in
your personal goals. Know what’s going to happen with your
transaction BEFORE it happens!
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“Now I Get It!” includes incredible
Insider (Banker)
Bonuses! These Bonuses are mortgage loan tools that you
can put to work immediately to get your next home loan or refinance.
These
lender tools are a must have!
Before I tell you
about the Bonuses and how to use them to get financing; I want to let you
know that you have come to the right place. For only twenty-seven
dollars, help is here
to take the MYSTERY out of MORTGAGES.
Yes, if you order right now you will get the discounted price of $27
(regularly priced at $69).
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Who else wants a home loan?!
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Get the book ... Get the loan ... Get
the KEYS to the home and MOVE IN!
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Finally you will have the
know-how to select the right mortgage loan and buy your Dream Home, Land, or
any other type of real estate that you have your heart set on!
Refinancing will be a piece of cake!!!
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Even at the regular price of $69 this insider’s guidebook is a
bargain.
BUT act NOW you can have the insider knowledge contained in
Now I Get It! for the low price of only $27.
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Inside
Now I Get It! are
7 easy to use
Lender
"INSIDER" BONUSES THAT WILL PUT
YOU WAY AHEAD OF
THE GAME!!!
Plus an
incredible
SUPER BONUS you can’t afford to miss.
1.
Lenders'
Loan Product Chart
This
chart gives you the key features of 20 different types of loans so that you
can hone in on what type of loan will work best for your real estate needs.
2.
Mortgage
Lenders'
Red Flag List
Increase your chances of having your
loan approved. Get the money you need by avoiding the pit falls that
so many people fall into when they try to get a loan. A Red Flag in your
loan file can cause lenders to deny your loan on the spot. Know what
stops a lender cold and how to avoid, correct, or get rid of the Red Flags
BEFORE the lender ever sees them.
3.
Lenders'
Loan Process Flowchart
Take an “Insiders” peek behind the secret
doors of a financing company. Know ahead of time who is doing what
and why with regard to your mortgage loan. Get control of your
loan. Get the money!
4.
Mortgage
Loan Document Forms (6)
Discover
the questions that the home mortgage lender will ask BEFORE they ask.
Learn some of your mortgage loan rights under the law. Be prepared.
5.
Home
Mortgage Lenders' Checklist
Use this insider’s checklist to get
your documents in order BEFORE beginning your mortgage loan process.
Stay ahead of the mortgage lender and the mortgage process.
6.
Free
Lenders' Mortgage Calculator
How much house can you afford?
Use this free mortgage calculator as a guide to what your monthly payments
will be on a specific loan amount or purchase price.
7.
Lenders'
Employment Category List
Are you a W2 wage earner or
self-employed? Maybe you are retired? It does make a difference
to the mortgage lender. Whatever your particular employment status,
this “Insiders” list will spell out exactly what you need to get the home
mortgage lender to ‘show you the money’.
~
and ~
A HUGE
SUPER BONUS OFFER!!!
A personalized strategic Plan of Action will
be created specifically for you to meet your financing needs. Your
mortgage loan
Strategy Session
will be a
one-on-one
with Author, Strategist, and Award Winning Writer, Monica McKinney!
You will also receive a customized
Financing Blueprint: a mortgage loan plan
that maps out the type of mortgage loan program that best fits your needs
based on your particular set of criteria.
You will come away with
knowledge and understanding of your strategic mortgage loan Plan. You will
be able to use the information given during your Strategy Session to get the
best mortgage loan for your real estate needs.
Purchase "Now I Get
It!" for instructions on how to take advantage of this offer and set up your
Strategy Session with Monica today.
For a limited time only $27 with a
1 YEAR Money Back
Guarantee!
Click the “order now” button to get your
insider information:
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I feel so strongly about how Now
I Get It! can change your life, I'm willing to offer you a
1
year money back guarantee!!! No questions asked.
This could be the best $27 you
have ever spent in your life!!!
Use
this insider information and you will be able to:
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- Make the financing
process much easier
on yourself
- Save
money by knowing which loan is right for you
- Save time because you will have prepared
ahead of time
-
Be happier during a process that for most is
distasteful
- Enjoy the confidence
that being in-the-know brings
- Be healthier due to the lack
of added stress
- Feel accomplished because
you reached your goal
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One of my favorite saying goes
something like this: ‘Give a man a fish and he eats for one meal, teach a man
how to fish and he eats for a lifetime.’ Giving Now I Get It!
as a gift is like teaching someone you care about how to feed
themselves (and their family) for a lifetime.
Change your financial life ...
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order
Now I Get It! right NOW!!! |
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Regards,
Monica McKinney
Educator/Advisor
Broker & Strategist
Award Winning Writer
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P.S.
Secrets
of mortgage
insiders will be
revealed to you for your own personal use. Using Now I Get It! you will be able to take
CONTROL of your purchase or refinance.
Mortgage Lenders certainly won’t tell
you all of this information. (If for no other reasons than they don’t have
the time and there’s nothing in it for them.)
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CLICK: |
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to
get your insider information instantly. |
P.P.S.
The
mortgage industry is changing so there is no time to delay!
Quickly
discover the home mortgage loan
option that works for YOU. Then lock
in the lowest mortgage rates
(you'll know how and when).
Use the tools in
"Now I Get It!" today to Refinance and take cash out in ways that put the
equity in your home to work without jeopardizing the value. Operate
like the savvy investors and learn how to use the Home Equity Loan or
Mortgage Loan as a
financial tool. It's all right at your fingertips.
***SUPER BONUS Included***
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Allow me to be your personal loan
strategists. Get your
personalized
one-on-one Loan Strategy Session
with me. I will also customize a
Financing Blueprint just for you. These two items are only available for one deep
discount if you order "Now I Get It!" today. This is a limited
time offer. This bonus offer will end at midnight
tonight. Get this guidebook to find out how to schedule
your Strategy Session with me and get your customized Financing
Blueprint for your future or existing mortgage loan.
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P.P.P.S.
I
want YOU to be able to say “NOW I GET IT!”,
just like hundreds of other people I’ve helped over the years.
You can now possess enough basic knowledge to make informed
decisions about any valuable piece of real estate that you are trying to
acquire or refinance.
For a
limited time, only $27. Your
purchase comes with a 1 YEAR Money Back Guarantee!
Remember
you have one whole year to get a refund if not 100% satisfied, but the discounted price of only $27 ends soon!
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